Saginaw County Community Action Center

Saginaw CAC offers two classes in the “STEPS TO FINANCIAL FITNESS” Program:

  • Steps to Financial Fitness I - Financial Capability
  • Steps to Financial Fitness II - Homebuyer Education and Long Term Planning
Mortgage Default and Delinquency Counseling
  • If you are behind on your mortgage payments. our counselors can help you get back on track.
Eligibility criteria are:
  • Saginaw County Resident
To apply for service, bring:
  • Picture ID
Financial Management Education
  • Educational support designed to assist you in addressing financial problems or barriers that get in the way of your goals
Eligibility criteria are:
  • Income at, or below, of ? federal poverty guideline. CLICK HERE to see guideline.
  • Saginaw County Resident
To apply for service, bring:
  • Picture ID
  • Proof of income
Foreclosure Prevention
  • Counseling delivered to eligible home owning families for the purpose of saving their home from foreclosure

    Saginaw CAC's Housing Counseling program does the following:

    • Loan work-out sessions with lenders
    • Assistance with completion of a work-out package
    • Supplies information about mortgage refinance options and foreclosure steps and options
Eligibility criteria are:
  • There is no income limit for this service
  • Saginaw County Resident

Bring the following to the office for your loan workout session:

  • Completed application form
  • Pay stubs for income verification
  • W-2 forms from the previous year
  • Completed budget
  • Hardship letter that explains your situation
  • Two months of bank statements

Need further information or assistance?

Give us a call at 989-753-7741 ext. 217 or 219

  CAC Programs